You are running an Identity Restoration business and you want merchant account so that you can accept card payments? You are at the right place, contact us and we will guide you what to do.
Are you running an Identity Restoration business? If you are then you need a merchant account to accept credit card and debit card payments. Your merchant account works as a bridge between your bank account and customer’s bank. When you get a merchant account, you are required to follow rules and regulations established by credit card companies and your bank. This includes number of fees associated with both the accounts.
There are various fees associated with merchant account, some of them are based on percentage and others are on item basis. Some of the fees are set by issuing bank while others are by merchant and credit card companies. It is necessary to understand fees associated with an account to run your identity restoration business successfully.
Fees associated with a merchant account
- Cancellation fee: It is charged when you send your contract with an online merchant account before the due date of your contract. Not all the providers require a contract, but those who have this police ask for cancellation fee.
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Chargeback fee:
When money is returned to the customer. This fee is initiated by the bank of your customer, often because of fraudulent transactions. Chargeback is one of the reasons why merchants around the globe lose thousands of dollars. It is a fee that merchant account providers take for processing the chargeback request.
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Gateway Fee:
It is a monthly fee to keep your merchant account. This fee is charge to maintain your online merchant account. Some online payment gateways don’t charge money, while others may charge as much as $20.
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Monthly minimum:
This is the amount your account is required to process on monthly basis. The fee is charged to maintain the account, but if you don’t exceed minimum, then merchant account provide will charge you accordingly.
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Statement fee:
A statement fee is charged by all the online merchant account providers. This fee is associated with your statement and it is taken at the end of billing cycle. You will pay between $7 and $10. It is charged when you get a paper base or paperless statement.
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Transaction fee:
As the name suggests, it is a fee that is charged every time a transaction is processed. Usually it is between 20 and 25 cents. This fee remains same no matter how big the transaction was.
Merchant Stronghold understands that your Identity Restoration services require customized account so that you can run your business flexibly. Keeping needs of your business in consideration, we have designed a system that offers minimum fees and maximum benefits. Above mentioned fees are charged by many companies, but we have our own set of rules, you can contact us and we will inform you how much you will be charged.
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